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Baby boomers can be such trendsetters. Take the first baby boomer to receive Social Security retirement benefits.

When Kathy Casey-Kirsching, the nation's first baby boomer, decided it was time to retire, she applied online at www.socialsecurity.gov because she knew it was fast, convenient and secure.

And when the application asked her how she wanted to receive her first payment, she chose the safest, quickest and most convenient way - direct deposit. No doubt, millions of baby boomers will follow her example. Here's why:

Direct deposit is safe. Your money goes directly to the bank in the form of an electronic transfer so there's no risk of a check being lost or stolen.

Direct deposit is quick. You can sign up at www.socialsecurity.gov/deposit or call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778). Your benefit will go automatically into your account every month and you'll have more time to do the things you enjoy.

Direct deposit is convenient. You no longer have to stand in line to cash your check when it arrives, or leave your house in bad weather or worry if you're on vacation or away from home. Your money is as close as your nearest ATM or just the click of a mouse away with online banking.

For more information about direct deposit, go to www.socialsecurity.gov/deposit or visit www.GoDirect.org. To learn more about Social Security's online services, go to www.socialsecurity.gov/onlineservices. The Tyler office is located at 5509 S. Donnybrook Ave.